There is no way that Grace would be able to save so much money if she had to start today. Now rent is higher, interest rates on savings are nonexistent, salari

There is no way that Grace would be able to save so much money if she had to start today. Now rent is higher, interest rates on savings are nonexistent, salaries for low-skill office people are lower, companies are bigger and have less growth potential ahead of them, employees have more restrictive roles, less leverage over their employers and they rarely have access to high-value inside information.