> Same here in Austria. Per capita, the people employed in the banking sector is significantly higher than in other countries. Yet it's usually a hassle to fin

> Same here in Austria. Per capita, the people employed in the banking sector is significantly higher than in other countries. Yet it's usually a hassle to find an ATM in Austria (which is the most important thing related to banking that I can't do online), because ATMs are usually only located at banks. Compare that to the US where every other shop as a private ATM that you can use. They usually charge $2 or something like that, but (better) banks usually refund those fees at the end of the month.