> where people within know the customers not only by an excel sheet Unless you don't count individual actions, this is probably nonexistent. My hometown had a

> where people within know the customers not only by an excel sheet Unless you don't count individual actions, this is probably nonexistent. My hometown had a very small regional bank with roughly 3 branches total. One manager was caught skimming funds out of the vault. She was responsible for the closing amount at the end of the day, but she didn't know that there was another person who double checked behind her. The other was someone who was skimming funds from deployed military and fixed-income retirees. I don't recall the exact process for deployed military, but it involved removing extra funds from their accounts when an auto-pay transaction (wireless bill, mortgage, etc.) hit. I don't know the details like if she somehow bumped the transaction amount or added a small transaction fee. The fixed-income retirees was simple. When an elderly person came in to cash a check, she would palm a bill or two and short the customer.