> You deny a simple fact that the richer the person is, the easier it is for him to secure a loan on a more favorable terms than a poorer person. No, that's ex

> You deny a simple fact that the richer the person is, the easier it is for him to secure a loan on a more favorable terms than a poorer person. No, that's exactly how it should be. Productivity increases reputation, which is rewarded by people betting on your future productivity. Banks lend according to expected returns, of course they lend to those who can return. There is no other stable system of lending: it is always a bet on expected future productivity. Anything other than this would be self-destruction. > Making money out of thin air does not count for producing anything, by the very definition. The value of money is how productive an economy is. You can create money out of thin air (ALL MONEY IS), but you cannot create value-producing economic transactions out of thin air. > this is purely a feature of the economic system where somebody can print and loan away money. No that's tabloid economics used to justify prior resentment. Human history, and any system of production, follows power-law distributions. It hasnt anything at all to do with quantitative easing or finalization: these just, at worse, dilute the value of a currency.