It took me about 3 months, but if I'm being honest -- once I got off my rump and actually gathered all of the nonsense together to get my application processed,

It took me about 3 months, but if I'm being honest -- once I got off my rump and actually gathered all of the nonsense together to get my application processed, the whole thing took about a week. The trickiest part was explaining to the 60-year-old bank teller why I needed all of these documents notarized and what they were for. I guess that's the one protection against forgery in this case -- notaries breaking the rules are dealt with pretty harshly where I live. They called me several times and her twice, but once that was done, I got an e-mail and everything was taken care of.