If you don’t have savings, that is not a solution. I understand it was offered as a multiple choice option on the test, but if not feasible in the person’s actu

If you don’t have savings, that is not a solution. I understand it was offered as a multiple choice option on the test, but if not feasible in the person’s actual life, it is not an option for them. And same thing with the credit card idea. Getting credit cards is impossible or already maxed out for most people living in poverty, which is the grounds for the predatory pay day loan industry.