Except the tax man doesn't approve schemes. See https://www.gov.uk/guidance/disclosure-of-tax-avoidance-schemes-overview https://www.gov.uk/guidance/disclosure-

Except the tax man doesn't approve schemes. See https://www.gov.uk/guidance/disclosure-of-tax-avoidance-schemes-overview https://www.gov.uk/guidance/disclosure-of-tax-avoidance-sche.... They may come along later and take you to court if they decide to.