> It’s kind of a pain in the ass to add a new payer each time This is one reason Venmo is successful. Paying someone is easy. Receiving money is easy. No one w

> It’s kind of a pain in the ass to add a new payer each time This is one reason Venmo is successful. Paying someone is easy. Receiving money is easy. No one wants to spend 5 minutes setting up a payee on their phone when they’re splitting a dinner bill.