4 ms·

Unless she wasn't on an appropriate payment plan during residency, that time still counts. I'd look into it.

• sykh 8y ago
  She wasn't on PAYE or any of the other income based repayment plans. You have to be on such a plan for payments to count.
  • riahi 8y ago
    The 10 year standard counts as well, if I remember correctly. Basically only deferral or taking the extended 30 year plan don't count.