I'm not joking, physical coins and tokens are irritating and inconvenient to carry. Cash has other portability annoyances. A cash card that can be refilled elec

I'm not joking, physical coins and tokens are irritating and inconvenient to carry. Cash has other portability annoyances. A cash card that can be refilled electronically is more convenient than having to hit ATMs constantly or deal with merchants having exact change. If you tell me to give up credit cards or mobile payments, I won't. I'd rather credit cards and mobile payments be made secure and private, but in the worse case, I'll trade convenience for marginal loss of privacy, since in decades of walking this earth, I've yet to have been harmed by it. I'd be more concerned if I lived in a country with a more fascist authoritarian government, but the cost/benefit tradeoff for me, personally, it well worth it. Other people have the choice of not doing so, they just have to suffer the irritation of cash and loss of convenience.