You have to start somewhere, right? :D Also, these tools are not for managing your multi-millions. They are for making you aware about your spendings and earnin

You have to start somewhere, right? :D Also, these tools are not for managing your multi-millions. They are for making you aware about your spendings and earnings, so you can plan better. The numbers are not important. The percentages are, though. (Disclaimer, I am not using any of these tools in their full potential, but I'm trying. I have used ledger mostly, and now I am trying out ynab. I want me to get better with money management.)