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I just realized something sad: the reason I never went through using any of ledger-cli, YNAB and Mint etc is that I never really made enough money that it got s
by jgalvez 8y ago
I just realized something sad: the reason I never went through using any of ledger-cli, YNAB and Mint etc is that I never really made enough money that it got so complicated it wouldn't fit a single file (lol)
- amerine 8y agoLiving a life aiming for this simplicity seems like a worthwhile endeavor.
- iambateman 8y agoHA! Well your budgeting tool is nevertheless quite minimal and beautiful. Thx for sharing. ;)
- pvinis 8y agoYou have to start somewhere, right? :D Also, these tools are not for managing your multi-millions. They are for making you aware about your spendings and earnings, so you can plan better. The numbers are not important. The percentages are, though. (Disclaimer, I am not using any of these tools in their full potential, but I'm trying. I have used ledger mostly, and now I am trying out ynab. I want me to get better with money management.)
- infinite8s 8y agoYeah, once you hit the multi-millions money management means a completely different thing!
- probst 8y agoYou really don't need a lot of money to use something like YNAB. I have been using YNAB for nearly 5 years now, and it has in fact made me feel a lot richer! It puts you in full control over the money you actually have, and gets you into the habit of saving for the expenses you will have before they are actually due. That way spending the money doesn't feel like a burden and has no noticeable impact on your ability to pay for other things. Highly recommend checking it out irrespective of how much money you are making!
- kqr 8y agoCreate the habit of using powerful tools while it's easy! That way, you won't fail to do so later on when you have more money.