I wonder at which point he gave up on paying back the loan. I think they were reasonably frugal for the first four years (the $400/mo MB being an exception). It

I wonder at which point he gave up on paying back the loan. I think they were reasonably frugal for the first four years (the $400/mo MB being an exception). It seems like when they started the orthodontics school they considered entering this, and definitely by the time they bought the house, they had no intention of repaying the student loans.