4 ms·
I believe the U.S. federal minimum wage is $7.25/hr before taxes are taken out (and it can be less than that if you work in a job that expects to collect tips,
by elblanco 16y ago
I believe the U.S. federal minimum wage is $7.25/hr before taxes are taken out (and it can be less than that if you work in a job that expects to collect tips, like waiting tables), or about $15k/yr for a full-timer. In my area, which is a suburban area, 600 sq ft. single bedroom apartments go for around $900-$1200/mo. Significantly more if you live closer into the city. For reasons of transportation, many poor people live in the city.
Keep in mind most apartment complexes won't let you have the apartment if your credit is bad, or the rent is more than 1/3 monthly income.
You can rent bedrooms or basements though for $500-700/mo.
Supposing you got the $900/mo apartment. That leaves you with around $100/wk to feed yourself and cover all other expenses. Once taxes are taken out, that can leave you with significantly less. No amount of budgeting can turn that into night school + transport + clothes + utilities + anything else you need like furniture or medical insurance or dental care.
Most people trying to get a leg up work two full-time jobs which, while getting you more money (and enough money to qualify for the cheapest apartment possible), it doesn't leave any time for life advancement plans like night school. So it's a vicious cycle and you can only break out of it by being lucky in many areas simultaneously. You have to find the job that pays more than minimum wage, and compete with all the other poor people trying to get that same slot...so you can work only one job...so you can have time to take one class a semester at community college (so long as they happen to offer the classes you need at time that don't interfere with your work schedule and your work schedule doesn't change during the semester to interfere with your classes)...so in 5 or 6 years you can get an Associates degree, which isn't really worth much, but can be transfered to many state schools in lieu of the first two years of a 4-year degree (at much less cost).
Of course many people stop at this point because they can't afford the last two years of school, and the A.A. or A.S. didn't really help them get a better job. So they feel like they've just wasted 5 or 6 years of their life scraping for every penny they had to put themselves through school.
Escaping this kind of life requires so much luck and so many people in so many places to turn a blind eye, or offer a meaningful helping hand, that a person simply can't do it on their own. It's numerically impossible in the U.S. Most immigrants who come here with nothing never escape it themselves, but end up in a better life through their children.