So I love numbers as much as the next person and look forward to reviewing all of these responses in detail - particularly as they pertain to interest rates, in

So I love numbers as much as the next person and look forward to reviewing all of these responses in detail - particularly as they pertain to interest rates, inflation and so on. HOWEVER, has ANYONE looked at this guy's instagram and Facebook accounts? It's ez to find him under his full name. After perusing these accounts in which he surfs, skis, snowboards, hikes and climbs ALL OVER THE WORLD - I ALSO came across this gem of a bio for him as listed in Dental Economics: Principles of Practice Management: "Mike is also a recognizable face outside of dentistry in that he is a sponsored big mountain snowboarder (splitboarder) that travels the world climbing mountains while documenting his travels. During the past two seasons, he pioneered and summited multiple first descents in remote ranges in the US. When he’s not serving SPEA, practicing Orthodontics, or Splitboarding, he spends time with his wife Melissa and two Daughters, Elle and Emme." For added fun, check out his insta: https://www.instagram.com/hukesnow/?hl=en https://www.instagram.com/hukesnow/?hl=en So. . . without going into ANY calculations - lifestyle is INSANE. No frugality in this household. No wonder his wife tries not to think about things. Perhaps, and this is a bold idea, he consider lowering his lifestyle a bit. As an athlete myself, these hobbies ARE EXPENSIVE!!!!! SHAMEFUL!