More like, proving I didn't buy the (a) doughnut. To an insurer who is ready to ding my rates if I did. (Or, if I can't prove I didn't, as things may end up g

More like, proving I didn't buy the (a) doughnut. To an insurer who is ready to ding my rates if I did. (Or, if I can't prove I didn't, as things may end up going...)