> I only have anecdotal evidence (but to be fair I didn't see any evidence in the article either that this cash-focus in Germany is really based on privacy/trus

> I only have anecdotal evidence (but to be fair I didn't see any evidence in the article either that this cash-focus in Germany is really based on privacy/trust issues) but I have never heard anyone use cash for privacy/trust reasons. I know quite some in Germany (and see myself among them). "Ironically" I observe that the people who are most vocally privacy-minded (also concerning cash) - at least in my cicrcle - often have studied computer science (or a related subject) or are at least very interested in computer science topics, while the people who argue very vocally that paying via credit card/NFC/... is so much more convenient are not the kind of people who are very interested in computer science topics.