It's a matter of financial opinion I think - putting a percentage of your income, whatever that's a little or a lot, into your long-term savings should be a man

It's a matter of financial opinion I think - putting a percentage of your income, whatever that's a little or a lot, into your long-term savings should be a mandatory thing for most people - like food and shelter. It's money you never touch - it need not be a lot, but it's not something you should simply stop doing just because you're cutting corners - it's more important in the long run than people often give it credit for.