I live in the OKC area, no issues. My father and brother's houses 6+ miles apart. Were destroyed by the same tornado in 2010. Neither had any insurance issues

I live in the OKC area, no issues. My father and brother's houses 6+ miles apart. Were destroyed by the same tornado in 2010. Neither had any insurance issues at all (fortunately, didn't happen for everyone). Tornadoes while scary don't typically cause enormous areas of disaster on the scale of a major earthquake or hurricane. Flooding causes more issues as well.