Frankly, I'm super skeptical. Maybe I just don't get it, but it would seem to me that what Plaid is claiming to do is somewhat magical. It just seems to me, li

Frankly, I'm super skeptical. Maybe I just don't get it, but it would seem to me that what Plaid is claiming to do is somewhat magical. It just seems to me, likely another poster pointed out, is that they would have to partner with every single bank they want to deal with in order to send the right credentialing steps in order to access their internal systems, provided those systems even exist, OR, they would need to have access to a mythical overarching API that inherits to all systems (which doesn't exist). So somewhere in their platform there is a `Step 2) A miracle occurs`, and I just have a hard time believing that they can just gloss over noticing that before giving at least a motivation for the miracle. I mean if my money were at stake and I wanted to pay for the service (and my business' money would be at stake too!) I'd want at least a little bit of a guarantee that the service works as advertised and is totally above board.