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Does this mean apps like Mint and YNAB will be able to stop asking for users passwords and switch to something like OAuth with read-only privileges?
by mediocrejoker 8y ago
Does this mean apps like Mint and YNAB will be able to stop asking for users passwords and switch to something like OAuth with read-only privileges?
- richjdsmith 8y agoIf they are willing to pay for Plaid's API, I don't see why not!
- drampelt 8y agoFrom my understanding YNAB at least is already using Plaid - every service I've used that uses Plaid still needs username/password for the financial institution.
- Kluny 8y agoSpeaking of Mint, has anyone else found it super buggy and unreliable? All of my accounts seem to have incorrect numbers more often than not.
- what_ever 8y agoIt's been very accurate for me and I have about 10 accounts connected with 6-7 institutions.
- Kluny 8y agoAnd you're Canadian?
- what_ever 8y agoAh sorry. No, I am in US.
- tazard 8y agoI'm Canadian, and I have found it to be fairly reliable with several accounts from different parties. It gets mixed up when I buy something with PayPal in USD, it says I have paid both the US amount, and the Canadian equivalent. And it's categories aren't the smartest, but aside from that, everything works as expected.
- mmosta 8y agoYou're still providing your cleartext credentials to Plaid, their product is coalescing this work behind a nice API.
- findjashua 8y agoLast I checked, neither Plaid nor the banks provide an OAuth login option. You're still giving away your bank credentials to the 3rd party app.