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It's really great news and am looking forward to seeing what fintech applications I can build to disrupt the industry.

Waterluvian 8y ago
Build an app that allows me to get notifications when debit transactions are made. Even if it's minutes or hours late. I LOVE that I get an email every time my credit card is used. But my debit doesn't have that option.
- tixocloud 8y ago
  What does the email contain? Are you mainly using it for tracking personal spending or just making sure you're aware when fraud happens? FWIW, I'm thinking more into personal spending atm.
  - Waterluvian 8y ago
    Both. I'll sometimes get a bill payment and immediate notice, "oh hey that's higher than usual. I ought to see why" Also when I travel, it saves my butt all the time. Its how I detected a hotel totally screwing up the accomodation bill. Also gives me insight into exchange rate so I don't fool myself on prices. Email contains vendor name, date, and price in Canadian dollars.
    - tixocloud 8y ago
      As part of testing out the API, I’d be happy to try it out and see how well it works although if all the other bank apps have it, then it kinda defeats the purpose.
      - Waterluvian 8y ago
        Yeah. Makes sense. Too bad. :)
- SmirkingRevenge 8y ago
  Simple Bank does this (simple.com). The notifications are immediate. It will even give you a notification when your card is run at a restaurant that includes a suggested tip - generally before the server comes back with the check to sign.
  - Kelbit 8y ago
    Simple is not available in Canada, which is what the above poster is referring to. Few (no?) Canadian banks offer email notifications for debit (Interac) transactions.
- sloppycee 8y ago
  The TD MySpend app does this.
- jbob2000 8y ago
  The top 3 banks all have this functionality in their main mobile app.
- mthoms 8y ago
  RBC allows you get notified when a "large" transaction occurs. You can just set the threshold to $1 though.

Build an app that allows me to get notifications when debit transactions are made. Even if it's minutes or hours late. I LOVE that I get an email every time my credit card is used. But my debit doesn't have that option.

tixocloud 8y ago
What does the email contain? Are you mainly using it for tracking personal spending or just making sure you're aware when fraud happens? FWIW, I'm thinking more into personal spending atm.
- Waterluvian 8y ago
  Both. I'll sometimes get a bill payment and immediate notice, "oh hey that's higher than usual. I ought to see why" Also when I travel, it saves my butt all the time. Its how I detected a hotel totally screwing up the accomodation bill. Also gives me insight into exchange rate so I don't fool myself on prices. Email contains vendor name, date, and price in Canadian dollars.
  - tixocloud 8y ago
    As part of testing out the API, I’d be happy to try it out and see how well it works although if all the other bank apps have it, then it kinda defeats the purpose.
    - Waterluvian 8y ago
      Yeah. Makes sense. Too bad. :)
SmirkingRevenge 8y ago
Simple Bank does this (simple.com). The notifications are immediate. It will even give you a notification when your card is run at a restaurant that includes a suggested tip - generally before the server comes back with the check to sign.
- Kelbit 8y ago
  Simple is not available in Canada, which is what the above poster is referring to. Few (no?) Canadian banks offer email notifications for debit (Interac) transactions.
sloppycee 8y ago
The TD MySpend app does this.
jbob2000 8y ago
The top 3 banks all have this functionality in their main mobile app.
mthoms 8y ago
RBC allows you get notified when a "large" transaction occurs. You can just set the threshold to $1 though.