>> In some areas where parking or insurance is expensive, this could mean large savings. In my area (Austin, TX), the all-in cost of owning a car with insuranc

>> In some areas where parking or insurance is expensive, this could mean large savings. In my area (Austin, TX), the all-in cost of owning a car with insurance is minimally more than this figure. You could lease one brand new, moderately priced car + average petrol costs for about the same amount. You could buy a cheap car and depreciation + maintenance would be even less. > But so much of your mental time and energy will be wasted owning the car. I don't follow. I haven't spent much "mental time and energy" on my car since I decided the on which model to purchase and finished all the paperwork. Getting it serviced is convenient, infrequent, and requires little time on my part. Driving requires attention, but I don't experience a notable gain in productive free time when I use Uber/Lyft. I do live in a car-friendly area with good parking and nearby gas stations, so YMMV.