This is why I like the Kaiser Permanente system, where you buy your insurance from the same company that provides your healthcare. It has other problems (notabl

This is why I like the Kaiser Permanente system, where you buy your insurance from the same company that provides your healthcare. It has other problems (notably that they are loath to send you somewhere else if they don't have the expertise in their system) but it is nice that they're incentivized both to keep you healthy and not over-prescribe or over-treat you.