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Hi fellow Philadelphian! I too tend to ride septa or bike (whenever it's not freezing or raining) to work, only using my car a few times a month for shopping or
by ashelmire 8y ago
Hi fellow Philadelphian! I too tend to ride septa or bike (whenever it's not freezing or raining) to work, only using my car a few times a month for shopping or for road trips in the summers / occasional visits to family in nearby states. The car ends up costing me a little under 3k per year in maintenance, gas, and insurance. Yearning to ditch it, but I do like the freedom to go on these trips (I'm usually bringing lots of gear and going far from population centers for camping).
- peterwwillis 8y agoI recommend weekend car rentals. If each trip cost you $145, you could take 20 trips before it would equal the cost of your car's maintenance/gas/insurance. Right now a 2-day weekend Hertz rental in Conshohocken is $60 including taxes and fees (but not insurance). Definitely cheaper than car-sharing, where you pay more to use it for less time. A good credit card will cover Collision Damage (though you may need to shove a copy of the card's rental coverage in the face of the rental sales associate as they may try to claim it isn't covered). You can pay the minimum liability insurance, or you can get a "non-owner liability insurance policy" which will cover you for the year, saving you money if you rent frequently. Personal accident insurance is optional and may be covered by your health insurance.