> Most 18 year olds have never had anything more than a minimum wage jobs and now they are supposed to be responsible for making decisions worth more than they'

> Most 18 year olds have never had anything more than a minimum wage jobs and now they are supposed to be responsible for making decisions worth more than they've made in their entire life and lasting longer than they've been alive? They're old enough to know that $10,000 is real money and that they should be asking for advice and help if they feel over their heads.