Yeah i agree with this comment. The only thing I’d say is that the point is hard to make in a friendly way. People borrow without consideration all the time, be

Yeah i agree with this comment. The only thing I’d say is that the point is hard to make in a friendly way. People borrow without consideration all the time, be it money, belongings or even favours. In all these cases there is little respect for the value of the debt the individual has been granted. It leaves me with a bad taste in my mouth when i see people continue to take credit upon themselves without any thinking forward as to how they will service it, or what limitations it may place on them in the future. I didn’t come from a wealthy background, my parents didn’t go to university, i had debt...but i sure though long and hard about its impact to my life and how i would return it to the lender. I think most of our problems could be solved by simply not over extending ourselves, and when people do it i often am left thinking how inconsiderate they are. This person took nearly $100,000 in debt and had next to no income, how is that sane or responsible? Good soft skills can certainly land this point better, but at some point someone’s needs to tell people to stop doing stupid things and it won’t feel great hearing it.