Also because she received a lot of information saying that she must go to a University and take the loan to be successful. Higher education is a social practice

Also because she received a lot of information saying that she must go to a University and take the loan to be successful. Higher education is a social practice reinforced by dominant economic thought. Being literate and pursuing intellectual pursuits in free time is a better indicator of ability and success than attending the University. She has to stack up and pay it off in large chunks to beat the interest rate. Unless this is impossible for her, in which case I think a court would look favorably upon her protest. Henry David Thoreau turned down his $5 vellum diploma from Harvard, and was one of the most important abolitionist thinkers. He would probably characterize the student loan practice as farcical, advocate for its abolition, and describe default as a moral imperative (note that defaults are punishable under Law in many states). He might have even described it as illegal, though he did not strictly believe in Law, unlike Abraham Lincoln. Not to devalue the contributions of myself & other college graduates. I think higher education is necessary, like we play the role of The Giver in Lois Lowry's book, maybe. Its high price is commensurate with the social price of holding on to things like history, philosophy, and chemistry. No one should go hungry or without work for not attending the University. Probably no one should be working or supporting the institution of debts, technically speaking. But there are many people who cannot read, cannot live without electricity, do not have fuel or agricultural land, etc.