I was offered a 25k interest only loan with no securities. It had a 5% interest rate. I'll mention that I have 0 debt, a high 750-850 credit score, and relative

I was offered a 25k interest only loan with no securities. It had a 5% interest rate. I'll mention that I have 0 debt, a high 750-850 credit score, and relatively strong income. Its this kind of stuff that enables the rich to just get richer. I'd assume ppl with 10mil+ of net worth can get way better rates & loan amounts than I. However you could easily refinance that loan and get a better rate these days.