CC cash advances are almost as bad as payday lending, why on earth would you pay a fee of 3-5% of the amount borrowed and 18-25% interest that compounds daily s

CC cash advances are almost as bad as payday lending, why on earth would you pay a fee of 3-5% of the amount borrowed and 18-25% interest that compounds daily starting on the day the advance clears? Just use an ATM and take money out of your checking account..