As a card-carrying millennial, I've found my friends to be woefully ignorant of how to bank, despite (or because of?) their often well-off upbringings. People o

As a card-carrying millennial, I've found my friends to be woefully ignorant of how to bank, despite (or because of?) their often well-off upbringings. People often tend to follow the lead of their parents when it comes to banking decisions. They don't really explore the market for themselves or have strong opinions on what's efficient or ethical.