I've been using Simple for around 4 years now, and one thing I really hoped to have was a very good system for tracking and managing my money. They had a good

I've been using Simple for around 4 years now, and one thing I really hoped to have was a very good system for tracking and managing my money. They had a good start 4 years ago with their "envelope savings system" and goals and their web interface. It had a few warts, and was only ok, and really didn't do a very good job of categorizing the transactions. But, they were new and surely it would improve, right? 4 years later I can say it is basically unchanged. It really isn't very usable. I do still like how it implements the envelope savings towards your goals, but for managing and tracking money it really isn't useful. Mint is better for tracking. I like Simple, but I wouldn't say I love Simple.