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In the UK, at least, there are switching-services which aim to make it painless to change your bank. Your direct-debits, and bills get switched to the new prov
by stevekemp 8y ago
In the UK, at least, there are switching-services which aim to make it painless to change your bank. Your direct-debits, and bills get switched to the new provider, etc.
I've never used such a service myself, but I have heard from friends that the process was pretty painless.
- simias 8y agoInteresting, I've never heard of a similar service in France but then again it's not like I've been searching.
- hocuspocus 8y agoThere is. The banking portability law is even called after your president :) Most banks offer it, or at least claim to. However there's still no penalty for banks that don't do their job properly. But it shouldn't stop you, transferring all your SEPA direct payments isn't that hard even if you do it yourself.
- simias 8y agoThank you for the tip, I'll be sure to look into that the next time my bank annoys me, which statistically shouldn't take too long.
- hocuspocus 8y agoGet a referral or wait for a promotional offer, the big players (Boursorama, Fortuneo, ...) regularly offer 130~150€ sign-up bonuses, which is a decent compensation for the time you'll invest switching banks.