No. I put as much money as I possibly can into my student loans, and I leave everything else in my checking account. If I carry a balance from one month to th

No. I put as much money as I possibly can into my student loans, and I leave everything else in my checking account. If I carry a balance from one month to the other, then I win. If not, then I try again next month. Eventually, I'll dump my excess income into my savings account, and once I'm done with paying off my loans, I'll start dumping the money I used to dump into my loans back into my savings.