How about instead a software system to manage all billing for a hospital owned/ran insurance scheme. People signup for their favorite hospital. The hospital ge

How about instead a software system to manage all billing for a hospital owned/ran insurance scheme. People signup for their favorite hospital. The hospital gets MRR. You set your primary care physician and other providers. They get MRR too per patient who's picked them. Patient pays 4-6% of their monthly income for insurance. When patient travels, their local hospital foots the bills. Hopefully this goes national and it lowers costs -- hospitals would negotiate with each other for lower costs instead of insurance companies. They would also have a centralized uniform billing (the biz) that joins everything together and is the glue. As a result each hospital no longer needs medical billers. Hospitals could join forces to also negotiate in bulk the price of prescription drugs and keep those costs down as well. Since it's income based everyone could afford it, so it's basically privatized universal healthcare.