Is this legal in the US anymore? What you're describing in practice isn't so dissimilar from a high-deductible catastrophic insurance plan. I bought one for mys

Is this legal in the US anymore? What you're describing in practice isn't so dissimilar from a high-deductible catastrophic insurance plan. I bought one for myself out of college, and it was--at the time--both affordable and helpful. I haven't seen anything like it in practice in years. I'd heard that the ACA effectively phased them out.