I'm not sure that low income Hispanic and Black birth rates says anything about their ability to afford those children. In other words, just because they're ha

I'm not sure that low income Hispanic and Black birth rates says anything about their ability to afford those children. In other words, just because they're having more children doesn't mean it's a financially wise decision, or even one they can technically afford. Many middle class white and asian families are putting off children because of the cost of living. Just to make a decent 2-earner income, you need both to have at least a college degree. After graduating college and landing a job you're still making historically low wages relative to the cost of living. Take those historically low wages and try and buy a house. Home ownership (a staple milestone for young families) is still wildly unaffordable in most healthy economic zones. When home ownership is pushed later, and later in life, couples don't feel "settled" and ready to build a family.