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It seems like it might be a good business to offer to refinance loans for, say, CS students at top-tier schools at a lower rate than the government loans. Idea
by aianus 8y ago
It seems like it might be a good business to offer to refinance loans for, say, CS students at top-tier schools at a lower rate than the government loans.
Ideally that would raise the default rate of the government loans and push up the interest rates of the arts students. Right now the STEM majors are subsidizing everyone else if the interest rates are the same.
- chillacy 8y agoI thought that was a pretty good idea so I looked to see if it was legal and lo and behold: https://www.upstart.com/ https://www.upstart.com/ A startup exists which refinances loans based on college major and SAT scores