Why the hype? For me: it's not the hype, it's the hope. I have serious doubts that there will be much left of the middle class in a few years. We're seeing sal

Why the hype? For me: it's not the hype, it's the hope. I have serious doubts that there will be much left of the middle class in a few years. We're seeing salaried jobs disappear, replaced by contract gigs that can be terminated at any moment without prejudice (and therefore with no need for severance pkgs), and that come with no benefits. As you age it's going to be much more difficult to get health insurance (even if you're rich, actually). That leaves you needing to completely fend for yourself. You get rich or you may well be in sheer poverty. That's my reasoning. 9 in 10 of us are doomed I don't know that the odds are that bad, but even if they were, I'd say that there are equal odds of being impoverished before I'm 60 -- someone in my family will get sick, or the economy will tumble even harder, and I'll lose everything I have. I have no choice but to try and fight that.