>well-meaning attempts to make college loans available to everyone for everything seem to have massively bloated the cost of education to a crippling degree. I

>well-meaning attempts to make college loans available to everyone for everything seem to have massively bloated the cost of education to a crippling degree. I'm not so sure about this as a cause. If you look at the costs for colleges that have increased over time, you can start to see where a lot of this money is going. Spending on new and maintaining aging technology is increased. And now you have entire departments like Title IX that never existed in prior school models. And with expansion, additional management overhead now exists. There is seemly at least a Director of <insert title here> for everything.