It's a very real concern. We have a thing called a "bus plan" for all of our tech employees (6 of us - small non-tech company). It basically attempts to cover e

It's a very real concern. We have a thing called a "bus plan" for all of our tech employees (6 of us - small non-tech company). It basically attempts to cover everything that we would need to know if one of us gets hit by a bus.