Defs agree with op. I learned the more advanced maths I use daily in my thirties. It took about 3 years of exactly ops method. In my case, I found it motivating

Defs agree with op. I learned the more advanced maths I use daily in my thirties. It took about 3 years of exactly ops method. In my case, I found it motivating to take exams because it gives you a bit of skin in the game; forces you to prioritise your study at some point. A final thing: it's really worth doing. If you long for maths; it's likely it'll conceptually take you places you won't go without it. Do it!