5 ms·

I don't understand why everyone doesn't have alerts for cc transactions greater than $0.01. You find out immediately when fraudulent transactions occur.

• supertrope 8y ago
  Excessive false positives. If your phone chimes after every store visit you will learn to ignore banking notification SMS/email, including actually suspicious transactions.
  • deleted 8y ago
    [deleted]
  • e40 8y ago
    Excessive false positives I think that is a misuse of the phrase. First, you can have gmail (or whatever mail you use) setup a filter and not notify you. Second, when I'm shopping and get the ding, that's a reassuring sound, not an irritating one. I was able to get a transaction for airline tickets canceled seconds after it was completed, because of the notifications I get. And this was a $2,500+ transaction, too. Not that I would have been on the hook, but my CC company made me jump through many fewer hoops because of how quickly I told them "hey, I'm not in Paris right now, that is fraud"...
  • tgsovlerkhgsel 8y ago
    When done right (with chip&pin cards and notifying when the hold is placed not on final settlement), the notification is instant (as in, usually before the terminal even shows the transaction as approved, but sometimes a few seconds later). If the phone chimes when you're paying, you'll rightfully ignore it. If the phone chimes at any other time, you'll check.
• astura 8y ago
  Because it's really, really annoying, I have three Amex accounts and I can only sync my phone with one (and I don't want to put all my cards on one account due to AMEX offers), and I check my transactions at least weekly.
  • stevehawk 8y ago
    what? I have an AMEX Plat, AMEX Blue and AMEX Gold (mix of personal and business cards) all sending transaction notifications and balance updates to the same mobile number.
    • astura 8y ago
      Are they on the same account with the same login, do you have only one username and password for all your cards? If so, you'll be able to get push notifications for different cards to one device just fine. I'm talking about different accounts, not different cards on one account All of my AMEX cards have their own account, that means each card has its own username and password. For me, when I go to notifications for all but one of my accounts I get this: https://imgur.com/a/gzqxZJu https://imgur.com/a/gzqxZJu My AMEX cards used to all be on one account, but I moved them all to their own account because it makes things easier for me with AMEX offers and just account management in general.
      • stevehawk 8y ago
        2 card on 1 account, 1 on another (where account is different web login). I'll revisit it and see if I'm unwittingly lying or if i can point you in the right direction.
• agitator 8y ago
  Mostly because every single transaction would be annoying and I would end up ignoring the notifications. I have >$100 notifications on some cards, but forgot to add them to others. And honestly it happens so rarely, I review my statements often, and the bank reimburses me without issue when it does. So I don't really worry about it.