> At least in the United States, it's a trope that insurance salespeople and civil litigation lawyers are scumbags. I think it's completely bullshit, we need th

> At least in the United States, it's a trope that insurance salespeople and civil litigation lawyers are scumbags. I think it's completely bullshit, we need these industries. We can both need industries while calling out that salespeople in that industry can be unscrupulous. Try asking an auto agent to justify why you need $100K/$300K and collision coverage on a $5K car and listen to the endless emotional stories about people being ruined and kids killed because their auto coverage was depleted after an accident. Him: "Think about how hard it would hurt to have to pay $30K out of pocket!!!" Me: "Honestly that would suck, but the chances of it happening are pretty small, it wouldn't ruin me, and its not worth what you are trying to charge." Him: "Well what about $300K! Don't you want to be fully protected?" Me: "What about $1M?! I can name numbers too!" OK, maybe not that last line, but, using fear to sell someone more coverage than they objectively need is a scumbag move.