Change takes time. People started seriously thinking about/hating big banks right after the financial collapse, so it's only been about 2 years. As a simple e

Change takes time. People started seriously thinking about/hating big banks right after the financial collapse, so it's only been about 2 years. As a simple example more people are starting to use credit unions: http://www.recordonline.com/apps/pbcs.dll/article?AID=/20100919/BIZ/9190314/-1/NEWS http://www.recordonline.com/apps/pbcs.dll/article?AID=/20100... Change is never instant, it takes time for alternatives to develop and for people to buy in.