So open a free RH acct and buy some REIT ETFs.. It's free. Not sure I'd buy into REITs when interest rates are set to go up, if you buy into a highly leveraged

So open a free RH acct and buy some REIT ETFs.. It's free. Not sure I'd buy into REITs when interest rates are set to go up, if you buy into a highly leveraged REIT and their interest payments go up you're going to lose a lot of money. edit: Open a Vanguard IRA (Roth if you can), max out yearly contributions, buy VOO and VTI and hold until retirement. Add in some bonds as you see fit. Put at least as much as your employer will match into your 401k, more if you can afford it. Take the steady 6-7% return, you'll be hard pressed to beat it on your own. You'll be sitting on millions of dollars when you retire with this strategy.