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AFAIK, they just aggregate whatever is reported to them. Without any sort of editorial discretion, it doesn't seem likely you could go after them for any damage
by pmiller2 9y ago
AFAIK, they just aggregate whatever is reported to them. Without any sort of editorial discretion, it doesn't seem likely you could go after them for any damages.
- fma 9y agoYou'd have to in good faith submit disputes. If they fix it then it's all good. If they don't fix or, it comes back again later, then they just violated your rights under the FCRA (https://en.wikipedia.org/wiki/Fair_Credit_Reporting_Act https://en.wikipedia.org/wiki/Fair_Credit_Reporting_Act) The Fair Credit Reporting Act, 15 U.S.C. § 1681 (“FCRA”) is U.S. Federal Government legislation enacted to promote the accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting agencies. It was intended to protect consumers from the willful and/or negligent inclusion of inaccurate information in their credit reports Of course, Trump and his appointees wants to dismantle CFPB which helps protect consumers on these kind of things.