That guy with a bag full of gold will most likely not be the one who had that bag of gold when chaos erupted, that was my point. Those who survive the chaos wi

That guy with a bag full of gold will most likely not be the one who had that bag of gold when chaos erupted, that was my point. Those who survive the chaos will be the ones strong enough and ruthless enough to organize themselves into powerful gangs. The nerd with a bag of gold will most likely be killed and it's gold stolen. Being a prepper with an underground bunker will also not be of much value, you will just be seiged out. If you are rich, what you'll need is a small private army to protect you, a small working force to feed you and the army, and the political skills to be able to enter into the right alliance after that.