He gets the "magical crypto guarantees" for 99% of his money, and only waives them for a small part that is "in-flight." This isn't at all different from the w

He gets the "magical crypto guarantees" for 99% of his money, and only waives them for a small part that is "in-flight." This isn't at all different from the way many people separate their investments and savings accounts from their checking accounts, except that in this case, the investment/savings accounts get "magical crypto guarantees." This isn't rocket science.