I wonder if these Hardware key really make things better for the end-user. When using it even for login, people connect it to their laptops - that's what most

I wonder if these Hardware key really make things better for the end-user. When using it even for login, people connect it to their laptops - that's what most people work with after all - and they must make sure they don't forget it there. As well they need to worry nobody steals it, whether it's on your laptop or you become a theft victim on the street. In the latter case the thieves might know what a Yubikey is and ask you for the pin. Not sure what problem this solves. But I have the impression we're converting a virtual problem into a physical problem. To be honest I prefer to save keys on laptop drives, that's more difficult to steal, especially when using an encrypted disk.